瑞源保險事務所 214-937-4287
Business Owners Policy
A Business Owners Policy (BOP) is an insurance package designed for small and medium-sized businesses. It typically combines three key coverages: general liability insurance, commercial property insurance, and business interruption insurance.
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General liability insurance protects against claims of bodily injury, property damage, and advertising-related issues.
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Commercial property insurance covers damage to business-owned buildings, equipment, and inventory.
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Business interruption insurance helps replace lost income if your business is temporarily unable to operate due to a covered event.
Workers' Compensation
Workers' compensation insurance is designed to protect employees who suffer work-related injuries or illnesses. It provides medical benefits, wage replacement, and rehabilitation support to help injured workers recover while shielding employers from potential lawsuits.
In Texas, workers' compensation coverage is not mandatory for all businesses, but many choose to carry it to ensure financial protection and compliance with industry standards.
Commercial Auto
Commercial auto insurance is designed to cover vehicles used for business purposes. It provides protection against vehicle damage, driver injuries, and liability for accidents involving third parties. Unlike personal auto insurance, commercial policies typically offer higher coverage limits to account for the increased risks associated with business operations. We have a range of carriers to help you save money.